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A Certificate of Deposit offers competitive rates at fixed terms, letting your money grow faster than traditional savings accounts.
  Minimum Opening Balance Interest Rate Annual Percentage Yield
6 Month CD Open Online $25,000 4.51% 4.60%
12 Month CD Open Online $25,000 4.41% 4.50%
18 Month CD Open Online $25,000 4.02% 4.10%
21 Month CD "Bump It Up" $25,000 3.92% 4.00%
24 Month CD Open Online $25,000 4.02% 4.10%
36 Month CD Open Online $25,000 2.96% 3.00%
48 Month CD Open Online $25,000 2.96% 3.00%
60 Month CD Open Online $25,000 2.96% 3.00%
  1. Rates are effective as of December 11, 2024 and are subject to change without notice. Interest Rates & Annual Percentage Yields (APY) on Non-Fixed Rate Products are variable and may change after account opening. Fees may reduce the APY earned on an account.
  2. Early withdrawal penalties may apply on Certificate of Deposit accounts.
  3. Each Individual is limited to $100,000 in any one or combination of Online Certificate Accounts
  4. Additional disclosure applies to accounts opened online.
  5. "Bump It Up CD" offers a one-time rate increase to prevailing posted interest rates during the term of account. Additional deposits greater than $1,000 allowed during the term of account.
IRA accounts are FDIC insured term deposits that allow you to save for your future in a safe environment with great rates.
  Minimum Opening Balance Interest Rate Annual Percentage Yield
6 Month IRA Open Online $25,000 4.51% 4.60%
12 Month IRA Open Online $25,000 4.41% 4.50%
18 Month IRA Open Online $25,000 4.02% 4.10%
24 Month IRA Open Online $25,000 4.02% 4.10%
36 Month IRA Open Online $25,000 2.96% 3.00%
48 Month IRA Open Online $25,000 2.96% 3.00%
60 Month IRA Open Online $25,000 2.96% 3.00%
  1. Rates are effective as of December 11, 2024 and are subject to change without notice. Interest Rates & Annual Percentage Yields (APY) on Non-Fixed Rate Products are variable and may change after account opening. Fees may reduce the APY earned on an account.
  2. Early withdrawal penalties may apply on Fixed Rate IRA accounts.
  3. Each Individual is limited to $100,000 in any one or combination of Online Certificate Accounts
  4. Additional disclosure applies to accounts opened online.
Money Market accounts allow you to keep your money accessible while still earning interest. Minimum balances are required to avoid fees and balance totals determine interest rate. The more you save, the more you earn.
  Balance Interest Rate Annual Percentage Yield
$2.5k Money Market $2,500 - $24,999.99 1.00% 1.00%
$25k Money Market $25,000 - $49,999.99 1.98% 2.00%
$50k Money Market $50,000 - $99,999.99 1.98% 2.00%
$100k Money Market $100,000 - $199,999.99 2.47% 2.50%
$200k Money Market $200,000 - $249,999.99 2.47% 2.50%
$250k Money Market $250,000 - $749,999.99 2.96% 3.00%
$750k Money Market $750,000 + 2.96% 3.00%
  1. Rates are effective as of December 11, 2024 and are subject to change without notice. Interest Rates & Annual Percentage Yields (APY) on Non-Fixed Rate Products are variable and may change after account opening. Fees may reduce the APY earned on an account.