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Our Personal Certificate of Deposit account is perfect for your long-term savings, offering high fixed rates for terms from 6 months to 5 years.
  Minimum Opening Balance Interest Rate Annual Percentage Yield
6 Month CD Open Online $5,000 1.49% 1.50%
12 Month CD Open Online $5,000 2.47% 2.50%
18 Month CD Open Online $5,000 2.47% 2.50%
24 Month CD Open Online $5,000 2.71% 2.75%
36 Month CD Open Online $5,000 2.96% 3.00%
48 Month CD Open Online $5,000 3.20% 3.25%
60 Month CD Open Online $5,000 3.25% 3.30%
  1. Rates are effective as of January 18, 2019 and are subject to change without notice. Interest Rates & Annual Percentage Yields (APY) on Non-Fixed Rate Products are variable and may change after account opening. Fees may reduce the APY earned on an account.
  2. Early withdrawal penalties may apply on Certificate of Deposit accounts.
  3. Additional disclosure applies to accounts opened online.
Our IRA Term Deposit account is a great way to earn a high fixed rate in a FDIC insured retirement account.
  Minimum Opening Balance Interest Rate Annual Percentage Yield
6 Month IRA Open Online $5,000 1.49% 1.50%
12 Month IRA Open Online $5,000 2.47% 2.50%
18 Month IRA Open Online $5,000 2.47% 2.50%
24 Month IRA Open Online $5,000 2.71% 2.75%
36 Month IRA Open Online $5,000 2.96% 3.00%
48 Month IRA Open Online $5,000 3.20% 3.25%
60 Month IRA Open Online $5,000 3.25% 3.30%
  1. Rates are effective as of January 18, 2019 and are subject to change without notice. Interest Rates & Annual Percentage Yields (APY) on Non-Fixed Rate Products are variable and may change after account opening. Fees may reduce the APY earned on an account.
  2. Early withdrawal penalties may apply on Fixed Rate IRA accounts.
  3. Additional disclosure applies to accounts opened online.